Buy Here, Pay Here

When it's time to select your next vehicle, whether it's a new or used car, one of the most important steps in the process, before taking your new car home, is financing. Some drivers in Alliance, Canton, and Hartville who have credit challenges are wary of the automotive financing process, given that most dealerships use outside banks and lenders to handle payment plans. However, Buy Here, Pay Here Financing may attract some drivers who are facing poor or bad credit, however, it's not your only option!

At Montrose Ford Lincoln of Alliance, we're here to help drivers in Alliance, Canton, and Hartville, OH learn more about their financing options and how they can still get a car with poor credit!

Buy Here, Pay Here Alliance, OH

Buy Here, Pay Here Canton, OH

Buy Here, Pay Here Hartville, OH

What is Buy Here, Pay Here Financing?

This form of financing lets you pay the dealership in-person, as opposed to mailing a check every month. Instead, this form of financing requires you to make a weekly or bi-weekly trip to the dealership to pay in-person. While this may be helpful to drivers who are facing financial and credit challenges, it's not the only option for drivers with credit issues to get a new car and improve their financial standing.

The Pros & Cons of Getting Buy Here, Pay Here Financing

If you have poor or bad credit, this form of financing may be the right choice for when it's time to get a car, because it can actually help you improve your credit! Due to the more frequent and less costly payments, you'll not only be able to pay off your auto loan in a simpler way, but you'll also start to notice your credit score improve, because you're becoming less of a risk in the eyes of lenders. However, keep in mind that you have to make weekly trips to your dealership to pay in-person, when most financing can be done by mail, or even online with scheduled auto payments.

Do I Have to Get Buy Here, Pay Here Financing If I Have Poor Credit?

Buy Here, Pay Here is simply an option for drivers around Hartville, OH who are looking for financing alternatives to help them rebuild their credit and pay off their vehicle in increments that they can afford, and in pay periods that work for them. But, it does require some trips and time out of your day, which may not be easy for drivers who are working long hours to improve their financial situations. However, if you have poor credit, you're not required to partake in this financing program.

At Montrose Ford Lincoln of Alliance, we have an extended relationship with more than 40 banks and lenders in the area, as well as a team of finance experts on-site to help drivers come up with the right plan to pay off their vehicle. Each member of our finance team is AFIP-certified, and they'll work diligently to come up with a deal and rate that's well within your budget and lifestyle.

At Montrose Ford Lincoln of Alliance, we're here to help drivers in Alliance, Canton, and Hartville review their financing options, so they can choose the course that's right for them! Contact us now!

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Montrose Ford Lincoln of Alliance

2480 West State Street
Directions Alliance, OH 44601

  • CALL or TEXT Sales: (330) 365-5776
  • CALL or TEXT Service: (330) 964-3474
  • CALL or TEXT Parts: (330) 822-6652


  • Monday 9:00 AM - 9:00 PM
  • Tuesday 9:00 AM - 6:00 PM
  • Wednesday 9:00 AM - 6:00 PM
  • Thursday 9:00AM – 9:00PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 9:00 AM - 6:00 PM
  • Sunday Closed

Last Sunday of the Month
12:00 PM - 4:00 PM
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